At COSIA, we are committed to the growth and success of micro, small, and medium enterprises (MSMEs). One of the key factors that contribute to a healthy business ecosystem is financial discipline, particularly in the timely repayment of loans.
Why Timely Repayments Matter
Discussions with banking institutions have highlighted concerns over rising Non-Performing Assets (NPAs), especially among borrowers under the ‘Shishu’ category of MUDRA Loans. A strong repayment record is essential for:
i) Maintaining a positive credit history
ii) Ensuring continuous access to finance for business expansion
iii) Strengthening the overall MSME credit ecosystem
Our Appeal to MSMEs
We urge all MSMEs, particularly micro enterprises, to prioritize loan repayments and make optimal use of funds for business growth. A disciplined financial approach not only benefits individual enterprises but also helps sustain favorable lending policies from banks, ensuring uninterrupted financial support for the sector.
